Terms and Conditions

These are the terms and conditions upon which Confidis Pty Ltd permits you to use this website and any products or services offered on it. These terms must be read together with our Privacy Policy.

This website (referred to in these Terms as the “Website”) is owned and operated by Confidis Pty Ltd (“Owner”) on the World Wide Web (“WWW”). The material on the Website is copyright © 2014 Confidis Pty Ltd, Kandila Holdings Pty Ltd and/or other copyright owners.

The Website is available for you to:

• Access, conditional upon your acceptance without alteration of the terms and conditions set out below. By continuing to access the website you are agreeing to the terms and conditions set out below in Part A (paragraphs A to V); and
• Provide information about your product or service, conditional on your acceptance without alteration of the terms and conditions set out below.

A. Except for the limited use set out in paragraph B you may not use the Website, or the material contained on it, for any purpose. This involves:

• The reproduction of the material in any material form;
• The distribution of the material in any material form;
• Retransmission of the material by any medium of communication;
• Uploading and/or reposting the material to any other website on the WWW;
• ‘Framing’ the material on the Website with other material on any other WWW

The above are ‘unlawful’ in any jurisdiction and are specifically prohibited by these terms.

B. Notwithstanding the above restrictions on use of the material on the Website, you may download material from the Website for your personal non-commercial use provided you do not remove any copyright and trade mark notices contained on the material.

C. You may not modify or copy:

• The layout of the Website; and
• Any computer software and code contained in the Website

D. The Owner reserves all intellectual property rights, including, but not limited to, copyright material and/or services provided by it. The material provided on the Website is provided for personal use only and may not be:

• Re-sold and/or redistributed in any material form;
• Stored in any storage media; and/or
• Re-transmitted in any media without the prior written consent of the Owner

E. The Website contains links to sites on the WWW owned and operated by third parties and which are not under the control of the Owner.

F. In relation to the other sites on the WWW, which are linked to the Website, the Owner:

• Provides the links to other websites as a convenience to you, the existence of a link to other sites does not imply any endorsement by the Owner of the linked site; and
• Is not responsible for the material contained on those linked sites.

G. The Owner is making the Website available for others to publish information without assuming a duty of care to users. The Owner is not in the business of providing professional advice and gives no warranty, guarantee or representation about the accuracy, reliability or timeliness or otherwise, of the information contained on the Website and/or linked sites on the WWW.

• The information provided is not intended to constitute legal, financial or professional advice
• It has not taken into account and has no regard to the investment needs, objectives or circumstances (financial or otherwise) of particular recipients, and is not an exhaustive outline of available investment opportunities.
• The Owner makes no recommendation as to the merits of any investment opportunity referred to on this website.

H. To the full extent permitted by law the Owner disclaims any and all warranties, express or implied, regarding:

• The accuracy, reliability, timeliness or otherwise of any information contained or referred to on the Website and/or of any linked sites; and
• Fitness for any particular purpose for any service or product contained or referred to on the Website and/or on any linked sites.

I. The Owner will not be liable under any circumstances for any loss of profits or any damages of any kind recognised by law (even if it has been advised of the possibility of such loss of profits or damages) which are the consequence of you:

• Acting, or failing to act, on any information contained on or referred to on the Website and/or any of the linked Websites; and
• Using or acquiring, or your inability to use or acquire, any service or product contained or referred to on the Website and/or any linked sites.

J. The Owner does not warrant, guarantee or make any representation that:

• The Website, or the server that makes the site available on the WWW are free of software viruses;
• The functions contained in any software contained on the Website will operate uninterrupted or are error-free; and
• Errors and defects in the Website will be corrected.

K. The Owner is not liable to you for:

• Errors or omissions in the Website, or linked sites on the WWW;
• Delays to, interruptions of or cessation of the services provided in the Website, or linked sites; and
• Defamatory, offensive or illegal conduct of any user of the Website, whether caused through negligence of the Owner, its employees or independent contractors, or through any other cause

L. You agree to accept the full cost of any necessary repair, correction and maintenance of any of your computer software or hardware, which may be necessary as a consequence of you accessing the Website.

M. Disclaimer 1 and/or Disclaimer 2 may not apply to you in jurisdictions in which limitations on or exclusions of warranties or liabilities are not permitted by law. To the full extent permitted by law the Owner’s liability for any implied warranty or condition is limited, at the choice of the Owner, to one or more of the following:

If the breach of an implied warranty or condition relates to services:

• the supply of the services again; or
• the payment of the cost of having the services supplied again.

If the breach of an implied warranty or condition relates to goods:

• the replacement of the goods or the supply of equivalent goods;
• the repair of such goods;
• the payment of the cost of replacing the goods or acquiring equivalent goods, or having the goods repaired.

N. The Owner and/or people authorised by it may gather and process the information:

• which you may provide when accessing the Website, such as your name, address, e-mail address and other personal information about you; and
• regarding the way in which you use the Website including, without limitation, information acquired through the use of “cookies” programmed during the accessing of the Website.

O. The Owner may terminate access to the Website at any time without giving any explanation or justification for the termination of access, and the Owner has no liability for any costs, losses or damages of any kind arising as a consequence of terminating access to the Website.

Alteration of Terms of Access

The Owner reserves the right to change these Terms of Access:

• with or without further notice to you; and
• without giving you any explanation or justification for such change.

P. If any part of this Agreement is found to be void, unlawful, or unenforceable then that part will be deemed to be severable from the balance of this Agreement and the severed part will not affect the validity and enforceability of any remaining provisions.

Q. This Agreement will be governed by and interpreted in accordance with the law of NSW, without giving effect to any principles of conflicts of laws.

R. You agree to the jurisdiction of the courts of NSW to determine any dispute arising out of this Agreement.

S. The Owner endeavours to expand its network of Agents world-wide with qualified and ethical professionals. However it is NOT within the capacity of the Owner to ensure these professionals are currently complying within their respective legislation, laws or code of practice.

Our network of professionals may include, but is not limited to;

T. Real Estate Agents, Consultants, Buyers Agents, Financial Planners, Financiers / Mortgage Brokers, Immigration Agents, Accountants, Developers, Quantity Surveyors, Banks.